2. First impressions are worth a lot. Employers and girlfriends, mainly. If you greet someone by saying they're an idiot, it probably won't bode well with anyone. The only people who probably won't take offense are the same people who would either 1) insult you back or 2) shoot right then and there.
3. Which was created, I'm sure, to building and learning new things, instead of invoking flamewars.
4. You happen to be treating your membership here as something than can be taken for granted.
EDIT: On a closer look at the Wiki, I eventually found myself at
this page. It's seems simple, just not as simple as this (probably not working) penny one.